:root{--primary:#0B3D91;--cyan:#13C8D8;--ink:#17243d;--muted:#65738b;--soft:#f2f5f9;--line:#dce4ef;--white:#fff}
    *{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#f7f9fc;font-family:Arial,"Malgun Gothic",sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:20px;top:12px;background:#fff;padding:10px;z-index:1000}
    .topbar{background:#10264d;color:#dce8fb;font-size:13px}.topbar-inner{min-height:36px;display:flex;align-items:center;justify-content:space-between}.topbar p{margin:0}.topbar-contact{display:flex;gap:20px}
    .header{position:relative;background:#fff;border-bottom:1px solid var(--line);z-index:20}.header-inner{height:78px;display:flex;align-items:center;gap:28px}.logo{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--primary);white-space:nowrap}.logo img{width:34px;height:34px;object-fit:contain}.main-nav{flex:1}.nav-list{display:flex;justify-content:center;align-items:center;gap:4px;list-style:none;margin:0;padding:0}.nav-item{position:relative}.nav-link{display:block;padding:27px 13px;font-size:14px;font-weight:700}.nav-link:hover,.nav-link:focus{color:var(--primary)}.header-btns{display:flex;align-items:center;gap:10px}.member-entry{font-size:13px}.open-account{background:var(--primary);color:#fff;border-radius:8px;padding:9px 14px;font-size:13px;font-weight:700}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%);width:280px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:0 18px 40px #12264d1c;opacity:0;visibility:hidden;pointer-events:none;transition:.2s}.mega-menu{width:min(850px,90vw)}.nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible;pointer-events:auto}.dropdown-title,.mega-title{margin:0 0 9px;font-weight:800;color:var(--primary)}.dropdown-article,.panel-more{display:block;padding:8px 0;border-bottom:1px solid var(--line);font-size:13px}.panel-more{margin-top:7px;color:var(--primary);font-weight:700;border:0}.mega-layout{display:grid;grid-template-columns:190px 1fr;gap:20px}.mega-sidebar{background:#eef7fb;border-radius:10px;padding:16px;font-size:12px}.mega-sidebar p{margin:0 0 12px}.mega-sidebar a{color:var(--primary);font-weight:700}.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.mega-card{display:block;padding:10px;border:1px solid var(--line);border-radius:10px;background:#fff}.mega-card img{width:38px;height:38px;object-fit:cover;border-radius:7px;margin-bottom:6px}.mega-card strong{display:block;font-size:12px}.mega-card small{display:block;color:var(--muted);font-size:10px;line-height:1.4}.mega-meta{display:flex;gap:8px;color:var(--primary);font-size:10px}.mega-categories{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:15px}.mega-categories a{padding:5px 9px;border-radius:20px;background:#eef3fa;color:var(--primary);font-size:11px}
    .hamburger{display:none;border:0;background:none;padding:8px}.hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}.hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}.hamburger.active span:nth-child(2){opacity:0}.hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{display:none;position:fixed;inset:0;background:#081a35aa;z-index:40}.drawer-overlay.open{display:block}.mobile-drawer{position:fixed;top:0;right:-360px;width:min(360px,88vw);height:100vh;background:#fff;z-index:50;overflow:auto;transition:.25s;padding-bottom:25px}.mobile-drawer.open{right:0}.drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800;color:var(--primary)}.drawer-head a{margin-left:auto;font-size:12px}.drawer-close{font-size:27px;border:0;background:none}.drawer-menu{padding:12px 20px}.drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font:inherit;font-weight:700}.drawer-toggle:after{content:"+";float:right;color:var(--primary)}.drawer-toggle.active:after{content:"−"}.drawer-submenu{display:none;padding:4px 12px;background:var(--soft)}.drawer-submenu.open{display:block}.drawer-submenu a{display:block;padding:8px 0;font-size:13px}
    .page-head{padding:72px 0 52px;background:linear-gradient(135deg,#eef3fb,#e8fbfd);border-bottom:1px solid var(--line);text-align:center}.eyebrow{color:var(--primary);font-size:13px;font-weight:800;letter-spacing:.08em}.page-head h1{margin:8px 0 12px;font-size:clamp(32px,5vw,54px);line-height:1.15}.page-head p{max-width:650px;margin:auto;color:var(--muted)}
    .category-page{min-height:600px}.article-list{padding:60px 0}.article-card{display:grid;grid-template-columns:300px 1fr;gap:28px;padding:20px;margin-bottom:20px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 9px 24px #19345d0a}.article-cover{height:205px;border-radius:11px;overflow:hidden;background:#dce9f5}.article-cover img{width:100%;height:100%;object-fit:cover}.article-body{min-width:0}.article-label{display:inline-block;margin-bottom:7px;padding:4px 10px;border-radius:20px;background:#e4fbfd;color:#087b87;font-size:12px;font-weight:800}.article-card h2{margin:4px 0 9px;font-size:24px;line-height:1.3}.article-summary{margin:0 0 14px;color:var(--muted);display:block;min-height:3.2em}.article-meta{display:flex;flex-wrap:wrap;gap:14px;color:#738198;font-size:12px;margin-bottom:13px}.article-tags{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:15px}.article-tags span{padding:3px 8px;background:#f0f3f7;border-radius:5px;color:#647188;font-size:11px}.read-more{color:var(--primary);font-size:13px;font-weight:800}.pagination{display:flex;justify-content:center;gap:7px;margin-top:35px;flex-wrap:wrap}.pagination a{min-width:35px;padding:6px 10px;text-align:center;background:#fff;border:1px solid var(--line);border-radius:7px;font-size:13px}.pagination a.active,.pagination a:hover{background:var(--primary);color:#fff;border-color:var(--primary)}
    .footer{background:#10264d;color:#dbe7f7}.footer-main{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:38px;padding:52px 0 38px}.footer .logo{color:#fff}.footer-brand p{color:#aebed6;font-size:13px;max-width:310px}.footer h2{font-size:14px;color:#fff;margin:0 0 14px}.footer-links{display:grid;gap:8px;font-size:13px;color:#b8c7dc}.footer-contact address{font-style:normal;display:grid;gap:9px;font-size:13px;color:#b8c7dc}.footer-social{color:#8eeaf0}.footer-bottom{border-top:1px solid #2e4770;padding:18px 0;display:flex;justify-content:space-between;gap:20px;color:#9fb1cb;font-size:12px}.footer-bottom-links{display:flex;gap:15px}
    @media(max-width:980px){.main-nav{display:none}.hamburger{display:block}.header-inner{justify-content:space-between}.member-entry{display:none}.mega-layout{grid-template-columns:1fr}.footer-main{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.container{width:min(100% - 28px,1180px)}.topbar-inner{padding:7px 0;display:block}.topbar-contact{margin-top:3px;gap:12px}.header-inner{height:68px}.open-account{padding:8px 10px}.page-head{padding:52px 0 38px}.article-list{padding:35px 0}.article-card{display:block;padding:14px}.article-cover{height:190px;margin-bottom:18px}.article-card h2{font-size:20px}.footer-main{grid-template-columns:1fr;gap:25px;padding:38px 0 28px}.footer-bottom{display:block}.footer-bottom-links{margin-top:9px}}